Thursday, October 14, 2010

Protecting your family with life insurance is the correct thing to do

If you were to die right now what would happen to your loved ones? No one wants to mention death yet everyone knows at some point it's going to take place. Sometimes we die of old age, illness, or even freak accidents. We will all die eventually and that is certain. In the event that death does come, what's going to happen to your family members? This is a question you ought to ask whether or not you might be married with children or single. Leaving behind debts and also financial uncertainty just isn't something anybody would want to do to their loved ones.


Photo: markhillary

There are many types of life insurance to pick from with term life insurance currently being the most popular choice. Term means you only pay a set fee over a period of time. This is really a way for the insurance corporations to take a gamble that you won't pass away before the term expires. With all type of insurance, often there is a risk. In the event you do die during the term, the life insurance provider would pay your named beneficiary the entire insurance benefit. This will enable the named beneficiary to cover any final costs like the funeral service and any health-related expenses and also any other debts which might have been left behind.

Saturday, October 02, 2010

Lifelong Learning

Lifelong learning is a broad, generic term that is difficult to define with specificity. Its overlap, or its interchangeable use, with other closely related concepts, such as lifelong, permanent, recurrent, continuing, or adult education; learning organizations; and the learning society (society in which learning is pervasive), makes this even more true. For some it includes learning from childhood and early schooling, while others treat it in terms of the adult learning process. It has grown to a global concept, with differing manifestations that vary with national political and economic priorities, and with cultural and social value systems.


Photo: Dr. Hemmert

Lifelong learning is used here in an inclusive sense that accommodates this heterogeneity. A statement resulting from a collaboration of the European Lifelong Learning Initiative and the American Council on Education provides a workable expression of this broader acceptance: