Cremation Urn

Cremation Urn Options
By Jennifer Johnston-Giuliano

Although death is not an easy topic to discuss, everyone has thought about it at some point in their life and some even preplan for their farewell event. Preplanning takes some financial and emotional stress off your loved ones who are left behind.



Photo: www.bcl.com.au/

If you have chosen cremation, you are not alone. It is estimated that 40% of humans will choose cremation as their their final choice by the year 2010. Here are some things you should know about cremation urns, what size cremation urn you should choose and various choices that are available today..

Bio Degradable Urn - Cremation Urns for land, sea or green burials. All materials used in the making of biodegradable urns should be non-toxic and environmentally safe. These cremation urns dissolve completely in water and are suitable for land or sea scattering.

Companion Urn - Cremation Urn that can accommodate two adults or one large adult.

Cremains - Cremated Remains

Cremation Urn Sizing - Cubic Inches (CI) is the volume or space cremains take up and it is also the measurement of how much cremains a cremation urn can hold. 1 lb. of body weight will yield roughly 1 cubic inch of cremains.

Example: A cremated 50 lb. person or pet will yield about 40 cubic inches of cremains (almost 40 CI). This person would need an urn that is about 40-50 CI. A cremated 100 lb. person needs a cremation urn that is roughly 100 cubic inches or larger and a 200 lb. person needs a cremation urn that is roughly 200 cubic inches or larger. The 1 to 1 ratio of Weight to CI will insure you purchase an urn that is large enough, 99% of the time. Cremation urn descriptions always lists a volume (capacity for ashes) in Cubic Inches. So if you know how much the deceased weighed - then you know the volume (CI.) of the ashes. Remember that a cremation urn can be too small (in volume) but is only too big if you think it's too big.

Green Burial - Cremated remains are placed in a biodegradable urn and then placed into a burial plot where only native plants or trees can be placed as a marker. This saves land and benefits the environment.

Hand Blown Cremation Urn - Created by master blown glass artists using a unique process. Cremains can also be incorporated into some hand blown glass cremation urns.

Keepsake Urn - A keepsake is usually a small urn or pendant that holds a small portion of cremains, small piece of cloth, a lock of hair, dried flowers, etc. (usually 1 - 2 cubic inches)

Rosary Cremation Urn - Beautiful hand-made rosary beads that will hold a small portion of cremains, small piece of cloth, a lock of hair, dried flowers, etc. (usually 1 - 2 cubic inches).

Traditional cremation urns made of metals, woods, ceramics or stone are also still available however today there are so many more choices. Whether you want your cremains carried discreetly around your neck, made into a simulated diamond, spread in a favorite place, shared with loved ones or shot up into space, there are always new and unique ways to commemorate your life or the life of a loved one.

Please visit our website today to review a wide array of tasteful cremation urns at discounts up to 50% off local funeral home prices.

May your journey through life be a peaceful one . . . http://www.foreverinurheart.com/

Simplicity and Savings of Cremation

Today, Millions Turn to the Simplicity and Savings of Cremation
By Tom Sample

It's something no one wants to think about, but unfortunately, death is one of the most assured facts of life. There's no way to avoid its eventuality forever, but there are ways to plan for its occurrence and help those who will remain behind deal with the circumstance with dignity and grace. For many, the best way to help their families after they're gone is to ensure burial plans are in place. And, more and more, people are turning to cremation.



Photo: doughertyfuneralduluth.com

The choice between cremation and burial is a very personal one and some will flat out not desire this alternative. But those who do, cite the simplicity, cost savings, memorial possibilities and more as their reasons. In fact, nearly 30 percent of Americans are now choosing cremation over burials. There are more than 700,000 cremations performed in the U.S. a year with more than 1,700 crematories offering their services all over the country.

But, why choose cremation? There are a number of compelling reasons to go this route. They include:

* Less expense. While it's true there's nothing "cheap" in the funeral business, cremation is a lower-cost alternative. Since it doesn't require the purchase of a plot of land or an expensive coffin, those who pick this route often say they do it to save their families unnecessary expense.

* Environmental reasons. Since there is no coffin or burial involved, the use of land doesn't come into play with a cremation. The body is not placed in the earth along with items that might be detrimental to it.

* Personal choice. Many people prefer their families celebrate their lives and go back to their business as quickly as possible. Cremation can be a more low-key route to go without the need for large funeral processions and pomp and circumstance. The option, of course, is there if a family wants it though.

* Ability to release ashes. Many people are fond of the idea of having their ashes strewn at a favorite location. This is also a comforting act for the family to put their loved one's ashes in a favorite spot, allowing them to "rest" where they're comfortable for all eternity. Whether it's the person's own backyard or a mountainside in a distant location, the choice is present.

* Ceremony still possible. Although a casket and big burial ceremony won't be necessary if this is the route chosen, a memorial service and a follow up service at the time of the ashes being strewn (if that's the choice) are more than possible. The options with cremation are many and fall totally in the realm of personal preference.

It's not a topic many want to discuss, but it's one we'll all face. As assured as taxes, death cannot be avoided forever. More and more people are turning to cremation as the answer for their final resting place. Allowing a little more freedom of choice than burial, this method is also more affordable for many.

Respecting a person's last wishes is an important part of honoring a loved one. When cremation is the choice, those wishes can be very, very personal and detailed.

#1 Resource Cremation.
http://www.cremationsite.com/

Universal Life Insurance

Universal Life Insurance
By Kevin Stith

Life is so uncertain and so many things can happen -- even the things you least expect, such as a sudden death. You could be very strong one minute and suffer from and a heart attack and die the next minute. However, one thing is for sure, the loved ones you leave behind will be devastated and be even more in distraught if they do not have the means to pay for your funeral services. That is why it is important that you secure the future of your family by getting a universal life insurance.




Universal life insurance is one type of life insurance. It is characterized by flexible premiums and adjustable benefits. As your insurance needs change, your policy can also be adjusted; however, this action requires approval. The benefits of securing a universal life insurance policy include flexibility, security, tax-deferred account value growth and tax-free death benefit.

A universal life insurance plan is flexible because you can adjust your premium payments and death benefits according to your needs. Even with your changing insurance needs, you are secure that your loved ones will not go through a financial crisis in the event of your death. Aside from these two benefits, you can also get tax-free and tax-deferred benefits. Yet, the proceeds that your beneficiaries will get are income tax-free, and the account value of your policy earns interest and is federal income tax deferred.

Getting a universal life insurance policy gives you lots of benefits. But, if you are still in doubt of these significant advantages, you should consult an insurance agent to better explain them to you. You might as well ask other important information regarding premiums, savings, reserves and payments to ensure that you get the right life insurance policy for you.

Universal Life Insurance provides detailed information on Universal Life Insurance, Universal Life Insurance Quotes, Variable Universal Life Insurance, Universal Life Insurance Policy Definitions and more. Universal Life Insurance is affiliated with Free Life Insurance Leads.

Death Attorneys

Wrongful Death Attorneys
By Thomas Morva

A wrongful death is one that results from the negligence, recklessness, or inaction of another person or organization. The most common cause of wrongful death is medical malpractice, though accidents at the workplace, automobile accidents, and defective products also account for a large number of such deaths.





U.S. law allows immediate family members to file wrongful death personal injury lawsuits on behalf of the deceased. Immediate family members would include the parents, a spouse, or children, though a minor would require an adult guardian to act for him. Wrongful death lawsuits are civil lawsuits seeking compensation for emotional distress, loss of companionship, lost income or inheritance, lost benefits, medical costs, and funeral costs, among others.

Laws differ across states, and a wrongful death attorney can help you understand the law and put together a proper lawsuit. A statute of limitations applies to wrongful death lawsuits, and family members must file a suit within one to three years from the time of the victim’s death. A wrongful death attorney must thus be consulted as soon as possible after the death. It will be his job to prove that the defendant’s actions or inaction caused the death. He must also establish that family members are suffering as a result of the death and seek adequate financial compensation on their behalf.

Wrongful death attorneys have to deal with distraught and grieving families in addition to difficult legal issues. It is advisable to choose one who is experienced in such matters and is reputed to have the sensitivity to deal with emotional family members. Like most personal injury attorneys, a wrongful death attorney will work on a contingency basis, only charging a percentage after the compensation has been awarded. Compensatory damages are awarded after proper assessment of the loss incurred as a result of the death of the victim has been determined.

The death of a loved one can be traumatic enough without having to deal with complex legalities, and a good attorney will be a great help in seeking speedy redress for the victim of a wrongful death.

Personal Injury Attorneys provides detailed information on Personal Injury Attorneys, Birth Injury Attorneys, Wrongful Death Attorneys, Mesothelioma Attorneys and more. Personal Injury Attorneys is affiliated with Oregon Personal Injury Funding.

Life Insurance Policy

Universal Life Insurance Policy Definitions
By Kevin Stith

A universal life insurance is a financial resource that provides money for your family in the event that you die. The money that is received by your family will come as a big help, since it will cover funeral costs, childcare, housing and other expenses that are difficult to compensate for without this type of insurance.




But with the many insurance companies and agents in the market today, it is difficult to know which universal life insurance policy is the best for you unless you know about the universal life insurance policy and its definitions as they apply to the policy.

Universal life insurance combines features of the two basic types of life insurance: term life insurance and whole life insurance. This insurance policy provides the whole life insurance’ cash value and the term life’s protection feature. If you have this policy, you will have flexible premiums and death benefits. You can choose to pay what you want and how often you want to make these payments. The amount on the death benefits is also flexible, because you can decide if you want it increased or lowered according to your needs.

Another benefit of this policy is that if in case you need money, you can borrow from it or surrender it in exchange of the cash value. You can do this anytime, since your policy is like a savings account that you can easily access. Aside from this, the source of cash from this policy is usually tax-free or tax-deferred, and the loved ones that you leave will not have to worry about tax, since the death benefits on this policy are free of state and federal taxes.

Getting a universal life insurance can certainly give you numerous benefits. But before you get one, make sure that you understand the universal life insurance policy definitions. If you really want to look further into the details of this policy, you might consult an insurance agent, so you will know if this is the right policy for you.

Universal Life Insurance provides detailed information on Universal Life Insurance, Universal Life Insurance Quotes, Variable Universal Life Insurance, Universal Life Insurance Policy Definitions and more. Universal Life Insurance is affiliated with Free Life Insurance Leads.